Anusha N 
Corporate Loan: After a slow and cautious start to FY26, India’s corporate credit cycle is finally showing signs of a meaningful revival. Recent bank earnings, RBI data, and policy signals from the Union Budget 2026 suggest that corporate lending is gaining momentum, supported by improving macro conditions, a renewed push for MSME financing, and higher … Read more
Big Money Bets on Aye Finance: Gurgaon-based non-banking finance company Aye Finance has successfully raised over Rs 454 crore from anchor investors, just days before the opening of its much-anticipated Rs 1,010-crore initial public offering (IPO). The anchor allotment was completed on February 6, setting a strong tone for the public issue that opens for … Read more
Indian Central Bank Raises Loan: In a move aimed at strengthening credit flow to small businesses and supporting the real estate sector, the Reserve Bank of India (RBI) on Friday announced a series of measures to improve access to formal financing and enhance last-mile credit delivery. The policy announcements were made by RBI Governor Sanjay … Read more
Affordable Housing Finance Firms: Assets under management (AUM) of affordable housing finance companies (A-HFCs) are expected to grow at a healthy 20–21% annually during FY26 and FY27, according to a recent report by Crisil Ratings. While this growth is marginally slower than the previous fiscal year’s expansion, it continues to outpace the broader mortgage finance … Read more
UPS Deadline Extended: The Finance Ministry has announced an extension of the deadline for opting into the Unified Pension Scheme (UPS), giving central government employees additional time until November 30, 2025. The decision comes in response to a tepid uptake among eligible employees under the National Pension System (NPS), along with requests from stakeholders for … Read more
BoB and IIFL Finance: Bank of Baroda (BoB) and IIFL Finance have announced a strategic co-lending partnership aimed at expanding access to gold loans for underserved and unbanked customers across semi-urban and rural India. The collaboration is designed to provide faster, more affordable, and easier credit to small borrowers, particularly those engaged in agriculture and … Read more
Wall Street Is Reframing Climate Finance: New York Climate Week has never been bigger — or more telling about the shifting priorities of global finance. As hundreds of investors, bankers, and policymakers descended on Manhattan for one of the most significant climate-focused events of the year, a subtle but powerful narrative shift emerged: climate finance … Read more
Stocks to Watch Today: The Indian stock market is expected to start Thursday, September 25, on a weak note, with GIFT Nifty futures indicating a 39-point decline for the benchmark Nifty 50 index. Investors should brace for a volatile session as a mix of government policy moves, corporate deals, regulatory approvals, and strategic partnerships drive … Read more
Rural India on the Verge of Unlocking Huge Economic Potential: Rural India has long been the backbone of the nation’s economy, contributing significantly to agriculture, trade, and small-scale enterprises. Millions of farmers, traders, and self-employed individuals rely on credit to meet seasonal needs, purchase agricultural inputs, or invest in small ventures. For decades, this borrowing … Read more
Growing Economies, Widening Gap: Africa’s economy is growing at a pace the world can no longer ignore. Home to some of the fastest-expanding markets, a rapidly rising youth population, and abundant natural resources, the continent has all the ingredients to become a global trade powerhouse. Yet, despite this enormous potential, a stubborn obstacle continues to … Read more
All-Time Low of 88.49 Against US Dollar: The Indian rupee (INR) slipped to an all-time low of 88.4950 against the US dollar in early trade on September 23, 2025, amid weak performance of Asian currencies and a firm US dollar. The domestic currency opened at 88.4137, down 10 paise from the previous close of 88.3163. … Read more
PSUs Flock to Debt Market : India’s corporate bond market is witnessing a sudden surge in activity, led by public sector undertakings (PSUs) such as Numaligarh Refineries, NABARD, Rashtriya Chemicals and Fertilizers, and Power Finance Corporation (PFC). After two months of subdued activity caused by elevated yields and weak market sentiment, September has brought signs … Read more
Financial Planner vs. Financial Advisor: When it comes to managing money, many people turn to professionals for guidance—but the terms financial planner and financial advisor are often used interchangeably. While both roles involve helping clients achieve financial stability, there are important differences in their qualifications, services, and scope of work. Regulation and Oversight Financial planners … Read more
CRD6 Article 21c and Third Country Banks: The introduction of Article 21c of the Capital Requirements Directive (CRD6) marks a significant regulatory shift for third country banks seeking to operate within the European Union (EU). Set to take full effect on January 11, 2027, this new rule imposes stricter conditions for non-EU financial institutions providing … Read more
Bajaj Housing Finance: Motilal Oswal has initiated coverage on Bajaj Housing Finance with a ‘Neutral’ rating and a target price of Rs 120, implying a potential upside of 7%. The brokerage house values the company at a price-to-book (P/B) of 3.6x for FY27 and expects steady returns over the next three years. While the housing … Read more